Category Archives: Associates

Lower Your Bills.  Save The Environment!
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Lower Your Bills. Save The Environment!

FAST AND FREE ADVICE The average home spends about $1,900 a year on energy costs. But you can lower your energy bills and help save the environment at the same time! Be a speedy chef Nothing is more energy efficient for cooking than your microwave. It uses two-thirds less energy than your stove. Turn up […]

Managing & Improving Your Credit Score
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Managing & Improving Your Credit Score

Recent tallies show a third of U.S. credit scores fall below 649. While not impossible, acquiring a mortgage loan will likely be more difficult and more expensive at this level than with higher scores. Here are the fundamentals to guide you in establishing and maintaining a healthy score:  The somewhat obvious: Borrow only what you […]

Why get pre-approved?
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Why get pre-approved?

First off…what does the term “pre-approval” mean? Pre-approval means that the lender is confident that you can make the necessary down payment and that your income is sufficient to cover the mortgage payments. At this stage, only one concern remains. The lender needs to make certain that the property’s value offers sufficient collateral in relation […]