NIKKI HOWARD ( 1st Mobile Insurance) – – ASSOCIATE ONE TO WATCH JENNIFER SAYRE (Lowe’s) – – ASSOCIATE OF THE YEAR On behalf of the Home Builders Association of Howard County, we would like to commend you on your outstanding support of the HBA. Thank You for your continued commitment and participation that contributes to […]
The Home Builders Association of Howard County would like to extend a heartfelt THANK YOU to all of our Associate Members for all that they do! On behalf of our members, Thank You for continuing to be a vital part of our Association.
Thank you to the following sponsors for your support of the 2017 Parade of Homes Kick Off Party that was held on Sept 14, 2017 Your contributions are greatly appreciated by all of the Association
FAST AND FREE ADVICE The average home spends about $1,900 a year on energy costs. But you can lower your energy bills and help save the environment at the same time! Be a speedy chef Nothing is more energy efficient for cooking than your microwave. It uses two-thirds less energy than your stove. Turn up […]
Recent tallies show a third of U.S. credit scores fall below 649. While not impossible, acquiring a mortgage loan will likely be more difficult and more expensive at this level than with higher scores. Here are the fundamentals to guide you in establishing and maintaining a healthy score: The somewhat obvious: Borrow only what you […]
First off…what does the term “pre-approval” mean? Pre-approval means that the lender is confident that you can make the necessary down payment and that your income is sufficient to cover the mortgage payments. At this stage, only one concern remains. The lender needs to make certain that the property’s value offers sufficient collateral in relation […]